Step 1

Setting up work space.

Upload your image into Photoshop. Click on the Type tool , using white as the color type, You can use what ever font type you want.

Step 2

Adding Blending Option.

Right click on the font layer, click Blending Options, and apply the settings shown below.

Step 3

Click ok, to apply the settings. With that you will have the effect below then go to your window layer . On the "FILL" bar lower the % to 36

Step 4

You will end up with something that looks like

Finished:
Well that is it, hope it came out to what you expected.